Dommages aux biens mobiliers et immobiliers

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The policyholder wishes to establish an insurance contract intended to cover sudden and fortuitous material damage, caused directly to the insured property only and resulting from an insured event, subject to the application of the general exclusions and limits below, as well as, when they are directly consequent to them: - costs and losses, - business interruption losses and/or additional operating costs, - the financial consequences of liabilities incurred by the insured. All provisions of these special terms and conditions constitute the special agreements of the contract. These provisions override all insurance terms (general, special, specific…) issued by the insurer within the framework of this contract and will therefore apply first. However, where the insurer’s terms include provisions that are more favourable to the interests of the insured, their application would take on a priority character. The policyholder wishes to establish an insurance contract intended to cover sudden and fortuitous material damage, caused directly to the insured property only and resulting from an insured event, subject to the application of the general exclusions and limits below, as well…

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