Dommages aux biens mobiliers et immobiliers

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The policyholder wishes to take out an insurance contract intended to cover sudden and fortuitous material damage, directly caused to only the insured property and resulting from an insured event, subject to the application of the general exclusions and limits below, as well as, where they are directly consequent upon them: - expenses and losses, - business interruption losses and/or additional operating expenses, - the pecuniary consequences of liabilities incurred by the insured. All provisions of this special terms and conditions constitute the particular agreements of the contract. These provisions derogate from all insurance terms (general, particular, special, etc.) issued by the insurer in the context of this contract and will therefore apply in priority. However, in the event that the insurer’s terms include provisions more favorable to the insured’s interests, their application would resume priority character. The policyholder wishes to take out an insurance contract intended to cover sudden and fortuitous material damage, directly caused to only the insured property and resulting from an insured event, subject to the application of the general exclusions and limits…

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